ATM Skimming is a type of fraud that occurs when an ATM is compromised by a skimming device, a card reader which can be disguised to look like part of the machine. This card reader captures the card information and possibly your PIN number entered, which is then duplicated into a counterfeit copy for theft. Here are some tips to protect yourself from becoming a victim of this scam:
• Become familiar with the ATM that you use. Take notice of any unusual or loose attachments near the card reader or keypad.
• Conceal the keypad when entering your PIN. Make sure no one is near you when entering your PIN.
• Monitor your bank account closely for unauthorized activity, including unauthorized withdrawals or charges. Contact your financial institution immediately if you notice suspicious activity in your bank account. Also, contact the Police Department to report fraudulent activity on your account.
• Call the Police Department if you believe that an ATM has been tampered with so that the skimming devices can be processed by investigators